Vision
Our vision changes over time, so you may not be aware of your need for vision correction. That’s why an annual eye exam is critical to keeping your view of the world sharp and clear. Vision Insurance helps offset the costs of routine checkups and vision correction wear that may be prescribed. Routine eye exams are a preventive measure for maintaining your overall health and wellness, and your doctor will look for vision problems and signs of serious medical conditions such as glaucoma, cataracts, diabetes, and even cancer.
The Vision Plan with MetLife provides a benefit for an exam, either contact lenses or eyeglass lenses, and frames. If you see an in-network provider, you pay a copay for your standard eye exam / lenses, and the plan pays a benefit of up to $130 for frames, and contact lenses. Additional copays apply for eyeglass lens options. Dependent children can be covered to age 26 regardless of their student status.
With the MetLife Vision Plan, you may visit any vision provider. However in order to maximize your MetLife vision benefit, we encourage you to visit an in-network provider. Participating vision provider information can be found on the Resources page.
| VSP Network | In Network Benefit | Out of Network Member Reimbursement Up To: |
|---|---|---|
| Exam (every 12 months) | $10 copay | Plan pays up to $45 |
| Frames (every 24 months*) | Plans pays up to $120, $25 copay (plan pays up to $70 at Costco) | Plan pays up to $70 |
| Contact lens exam (every 12 months) | Plans pays up to $60 | N/A |
| Contact lens allowance (every 12 months*) | Plan pays up to $120 | Plan pays up to $105 |
| Standard lenses (every 12 months) | 100% | Plan pays up to $30 - $65 |
| Standard polycarbonate (under age 19) | 100% | N/A |
| *Contact lenses are in lieu of frames and other lens benefits |
Frequencies
Examination: Once per 12 months
Lenses: One pair per 12 months
Frames: One pair per 12 months
** Either eyeglass lenses or contact lenses are allowed per frequency **
